Temenos Lifecycle Management Suite - Loan Origination Product Guide
Decision Processing Introduction
| End-User Guide > Application Processing > Underwriting > Decision Processing Introduction |
When an application is decisioned, two separate decisions are determined: a loan decisionand a decision for the overall application. Reference the table below for an overview of when decisions are calculated during the application process:
| Decision | When Calculated |
| Loan | Calculated when the Loan Application Type has a Decision Model assigned. Once a decision is rendered for a loan, the decision value populates within the LoanDecisionId field. |
| Application |
Calculated when a Loan Decision is required.
Once a decision is calculated for the overall application, the decision value populates within the DecisionId field. |
Application decisions are able to be rendered by two processes:
Both processes are accessible from the Application Toolbar and Workflow. Decisioning occurs one of the following ways:
within the Application Toolbar or in the top of the final screen of the Origination Workflow stage.
Clicking
or 
within the Application Toolbar or in the top of the final screen of the Underwriting Workflow stage.Additionally, users are able to issue Counteroffers if the original loan terms are undesirable.
Once a decision is rendered for a loan, as well as the overall application, the values populate within the applicable Decision Id fields.
