Replacement Loan Cross-sell functionality allows institutions to offer applicants a cross-sell product that replaces one (Replacement Loan Offers) or more (Consolidation Loan Offers) liabilities. This feature leverages rules to integrate the credit report and identify valid cross-sell opportunities. 

There are two rule categories that drive this functionality: 

• CrossSellReplacementSelection - Assigns Sub-Products that are sold as replacements to specific third party liabilities.
• CrossSellReplacementProcessing - Sets the criteria that determines if a Replacement Loan Offer is to be presented to the applicant.

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