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Account Products allow administrators to maintain and customize the account products available at their institution.  

The Account Products page can be accessed from System Management > Origination > Account > Account Products and provides a complete list of all account products available within the Lifecycle Management Suite’s account origination module. From this page, administrators are provided with the functionality to customize the properties of each account product to meet their institution's business needs. 

The grid within the Account Products page displays the following columns of information about each account product:

Column Name	Description
Name	Displays the name of the account product.
Description	If provided, displays a description of the account product.
Active	Displays a  if the account product is active.
Allow Multiple	Displays a  if multiple of the account product can be added to an application.
Last Modified	Displays the date that the last modification was made.
Modified By	Displays who made the last modification.
Date Created	Displays the date that the account product was created.
Created By	Displays who created the account product.

The Account Products topic includes the following attributes and instructions to assist administrators with creating, copying, and editing account products:

• Account Product Attributes
  • General
  • Sales Script
  • Screen
  • Table Entries
• Creating Account Products
  • Add Screen
  • Remove Screen
• Copying Account Products
• Editing Account Products

Account Product Attributes

All Account Products share common attributes that are defined when creating, copying, or editing an account product.

General

General attributes include basic information pertaining to the account product.

The following General attributes are defined on the General tab:

Attribute	Description
Name	Enter a unique name for the account product, such as Basic Savings or Free Checking. This is a required field. Account Product names cannot be duplicated; therefore, a Validation error is received when trying to save an account product containing the same name as an existing account product.
Description	Enter a description that identifies the purpose of the account product.
IMM Tag Prefix	Enter a unique set of three alphanumeric characters to be used as a prefix for the IMM tag that associates an IMM document to an account product during document generation. For example, enter SAV for a Savings account product. If there are multiple account products on an application, the IMM Tag Prefix automatically includes a counter on all repeating tags to easily indicate the account product that applies to each document. For example, there are multiple checking accounts on an application. The first tag is CHK, the second tag is CHK1, the third is CHK2, etc. Each prefix for an IMM tag must be unique; therefore, an error message is received when trying to save an account product with the same IMM tag prefix as an existing account product. This field is required even when IMM is not an active connector for the institution. For more information on this field, please see the IMM Connector Guide.
Validation Model	Select a Validation Model from the drop-down list to assign to the account product. This functionality enables institutions to ensure data entered for the selected account product matches an expected value prior to rendering a decision, generating documents and issuing disbursement for the account product. This drop-down includes a list of all Validation Models configured in System Management > Origination > Validation Models. For more information on Validation Models, please see the Validation Models topic within this guide.
Requires Document	Select the check box to enable the ability to add documents for the account product within the IMM Documents screen. With this check box selected, the account product populates as an available option within the Create drop-down when adding documents to an application through the IMM Documents screen. The IMM Documents screen is only available for use with the IMM Connector. For more information about this functionality, please see the IMM Connector Guide.
Active	Select the check box to make the account product available for selection within an application. By default, the Active check box is enabled for each account product. At least one account product must be active in order for the Account Products section to appear within the New Application screen.
Allow Multiple	Select the check box to enable the ability to add more than one of the same account product type to an application. When this check box is selected, the account product remains available for selection within the Add Account Product window once it is added to an application. If this check box is not selected, then the account product is removed from the Add Account Product window after it is added to the application.  By default, the Allow Multiple check box is disabled for each account product. For example, if Money Market is an active account product that is not configured to allow multiple, Money Market no longer appears as an option within the Account Product drop-down list in the Add Account Product window once it is added to an application. If configured to allow multiple, the Money Market option remains in the Account Product list after it is added to the application. If allowing multiple of the same account product, configure the Description field to appear in the Account Product screen. When the Description field is configured to appear in an Account Product screen, a description is appended to the name of the account product in the following locations: Application Navigator Application Workflow Account Products section Add Applicant window Account Products Card View Applicant Roles Field Edit Applicant Roles window The Description field allows up to 500 characters to be entered; however, only the first 30 characters are displayed in each location. If the value entered in the Description field exceeds 30 characters, the description is appended with "..." after the text. This configuration enables users to differentiate between account products when multiple of the same type are added to an application. For example, if two checking accounts are added to an application, one for bills and one for personal use, the account products are listed in the Application Navigator as follows: For more information on how the description appears in each location, please see the Overview of the Account Products Card View section in the User Guide's Account Products topic as well as the Add Applicants and Applicant Roles sections of the Applicants topic.

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Sales Script

Sales Script attributes enable administrators to enter an account product value statement that can be used as a sales tool when initiating a new application. The sales script populates when the details... link next to the account product is clicked in the Account Products section of the New Application screen.

Within the text box, enter the desired sales script using the following rich text options:

• Font choices (e.g. Arial, Courier New, Tahoma, Times Roman, Verdana)
• Font options (e.g. bold, italic, underline)
• Font sizes
• Font color
• Text alignment
• Bullets and Numbering
• Hyperlinks

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Screen

Screen attributes enable administrators to select the screen that populates to capture and display information for the account product such as the Account Number, related Document Set and identification of whether the account is a Base Share and/or requires a Debit Card.

During application processing, the screen assigned within the Screen tab appears upon selecting the product within the Application Workflow or Account Products section of the Application Navigator: 

The Screen tab displays the name of the screen assigned to the account product and provides administrators with the ability to perform the following actions:

Action	Description
	Click this button to select an Account Product screen to assign to the account product.
	Click this button to remove the screen assigned to the account product.

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Table Entries

From the Table Entries tab, administrators can define the field options that are available for each account product. This configuration ensures only relevant values populate as options within drop-downs and tables.

The following field can be configured within the Table Entries tab:

Field

Description

Applicant Type

Select the applicant types that are available to be assigned within an application. This list includes all system-defined and custom applicant types configured in System Management > Origination > Applicant Types. The sort order configured in the Applicant Types page overrides the order that applicant types are added within the Table Entries tab and determines the order in which they appear in an application. For more information, please see the Configuring Sort Order section of the Applicant Types topic in this guide.

When the Applicant Type field is selected within the Table Entries grid, the options related to that field populate in the Available box located under the grid. Reference the table below for an overview of the Available/Assigned Table Entry attributes:

Attribute	Description
Available	Displays a list of the table options available for the Applicant Type field. Assign applicant types to the account product by dragging and dropping the desired item(s) from the Available grid to the Assigned grid or by using the arrow keys.
Assigned	Displays a list of the applicant types assigned to the account product. The assigned applicant types populate as options within the account product drop-downs that appear for the Applicant Roles field and Add Applicant window.

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Creating an Account Product

To create an account product, navigate to System Management > Origination > Account > Account Products and click .

Within the Edit Account Product window, define the General account product attributes.

Once all General attributes are defined, create the script to be displayed in the New Account Application screen within the Sales Script tab.

After a sales script has been created, navigate to the Screen tab to perform one of the following actions:

Add Screen

Remove Screen

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Once a screen has been assigned to the account product, navigate to the Table Entries tab to select the applicant types that are available for the account product.

After all account product attributes have been defined, click . The newly created account product appears within the Account Products grid and is available to be added to an application.

Depending on the configuration of the workflow model assigned to the application type, an itemized list of the account products added to an application can be configured to appear in the Application Workflow. Clicking the product name navigates the user to the screen assigned within the Screen tab.

View the Account Product Listing in the Application Workflow tutorial and/or reference the diagram below for an overview of the steps required to configure account products to appear in the Application Workflow:

For more information, please see the Account Workflow Models and/or Account Application Types- Sub-Products topics within this guide.

Copying an Account Product 

The Copy function enables users to duplicate the logic and structure of an existing account product. The existing account product can be used as the base for creating a new account product.

• To copy an existing account product, select the desired account product within the Account Products grid and click .
• Once the account product's name has been changed and logic updated, click  to retain all changes and finalize the creation of a new account product.

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Editing an Account Product

The Edit function enables users to revisit an existing account product and modify the logic to enhance usability.

• To edit an existing account product, double-click on the desired account product within the Account Products grid or select the account product and click .
• Once the logic has been updated, click  to finalize the modifications to the account product.

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